How Much Should I Charge Brands? (2026)
Updated September 2026 · 6 min read
You got the DM — “love your content, what's your rate?” — and now you're staring at your phone doing math that doesn't exist. Too high and the brand ghosts. Too low and you just sold a week of work for the price of lunch.
The short answer
- Nano (1K–10K): $50–$500 per post
- Micro (10K–100K): $200–$3,000 per post
- 50K Instagram example: about $500–$1,500 at average engagement
Why two creators with 50K charge wildly different rates
Follower count is just the opening bid. A finance creator with 50K and 5% engagement will out-charge a général lifestyle account with 50K and 1% engagement every single time — often by 2–3x. Brands pay for buyers, not eyeballs.
Here's the thing: engagement rate, niche, and deliverable type stack. A YouTube integration takes ten times the work of a Story, so it costs ten times more. Say you're that fitness creator with 50K and 4% engagement — your Reel isn't worth $200, it's worth $1,000-plus, and the math backs you up.
The usage trap that costs creators thousands
Real talk: the post fee is only half the deal. When a brand asks to “boost” your video or run it as an ad for three months, that's a separate product. Organic-only might be $800. Paid whitelisting for 90 days? That's $1,100+. Full buyout? $2,000. Creators who give usage away free are leaving the biggest line item on the table.
Run your own numbers
Don't copy someone else's rate card. Plug your followers, platform, niche, and engagement into the Influencer Rate Calculator and it'll give you a low–high range plus your per-1,000-follower rate. Open near the midpoint — you can always negotiate down, never up.
What about per-1,000-follower rates?
If you want the full rate card broken down by follower tier, read influencer rates per 1,000 followers next — it covers nano through mega with real 2026 numbers.
The bottom line
Charge from data, not vibes. A 50K creator with solid engagement should rarely accept under $500 a post — and with finance-level demand plus paid usage, $2,000+ is completely defensible. Know your floor before the brand names a number.
Open Influencer Rate Calculator